Instant car loan: loan a car and receive cash quickly

 

An auto instant loan is your unbureaucratic path to short-term liquidity. If banks refuse to give you a loan, loan your vehicle and secure cash on hand – immediately and on fair terms.

You should only take out an auto loan contract with an experienced and reputable partner. If you lend your vehicle to us for a maximum of three months, you can be sure that the agreed amount will be paid out quickly. You receive an instant car loan not only for renting a car, but also for other used vehicles.

Easily loan a car with our instant car loan

Easily loan a car with our instant car loan

We do not expect miracles from you for an instant car loan. The process is very straightforward and our transparency leaves no questions unanswered. You are separated from your short-term liquidity in two steps: First, provide us with important information about your vehicle and answer questions such as

  • What type of vehicle do you want to legend?
  • How old is your car or
  • How many kilometers has the vehicle already covered?

You hand over the vehicle to us when you have all the necessary documents with you, such as the vehicle registration document. After the contract is signed, you will immediately receive the cash from us. Promised!

Our instant car loan offers many advantages

Our instant car loan offers many advantages

Everything about your car instant credit should be discreet? Then you are at the right address. For example, the credit rating remains completely outside. We do not query your score there and of course we do not check your income either. The real property value is the only factor that determines the amount of your instant loan.

You can also trust that we will never inquire about your reasons for the loan and will place your vehicle in an insured building. Finally, benefit from our decades of experience in the automotive and pawn business.

Simply trigger the car instant loan or sell it entirely

Easily loan a car with our instant car loan

You can get an instant car loan from us if you loan your vehicle for a maximum of three months. We will then hand over the vehicle to you with all the documents that we have noted in the handover protocol that you have signed.

If you would like to extend the loan for a further three months, we are the last to stand in your way. You can even sell your car completely. If you would like to trigger it before the agreed term, just give us a call. 

The loan for a new car

Few buyers get around whether a new or used car, a loan for the car. The financing models range from balloon loans to leasing. The contribution takes a closer look at vehicle financing. Recommendations for private and business vehicles are given.

The loan for the car – buying a new car.

The loan for the car - buying a new car.

When buying a new car, the most important thing for many people is to avoid high rates. The balloon credit provides the answer to this financing request as a loan for the car. The purchase amount is practically divided into two large parts. The first part is served during the first installment payment phase. The second part must then be paid as a final installment. Depending on the contract, this can also be financed through a new installment loan. However, anyone who pursues this plan must also make sure that the contract guarantees continued funding.

If you only want to drive the latest model, the three-way financing is recommended. Like an ordinary balloon loan, only small installments are paid in addition to the down payment. At the end there is the completion rate. At this point at the latest, further financing can be decided. Alternatively, the final installment can be paid in one sum or the vehicle returned to the dealer. If you pay attention to the fact that the loss in value is balanced out, you can drive a new car every year. The down payment for the next new car is paid by the dealer when the vehicle is returned.

Financing the used vehicle.

Financing the used vehicle.

The loan for the car is of course not uncommon for the new used one. Here, too, the dealers try to lure with balloon loans and cheap rates. However, you shouldn’t get involved with slightly older used vehicles. As with new vehicles, follow-up financing is not automatically included in the balloon loan. With older used vehicles, problems can arise when the final payment is due. Slightly younger vehicles are a welcome security for loan financing. At the time of the follow-up financing, however, the vehicle has aged noticeably. Old vehicles can hardly be used as security for the bank. Without good creditworthiness, follow-up financing could become a problem.

A loan for cars with a constant rate is more suitable. The cheapest conditions for installment loans are rarely found at a car dealer. Direct banks offer good interest rates and fair conditions. You should therefore be the first choice for the installment loan. In addition, you can still get good discounts for cash payments.

Vehicle leasing with the later purchase option.

Vehicle leasing with the later purchase option.

Vehicle leasing as a loan for the car is generally only worthwhile for entrepreneurs. The leasing installments can be fully deducted as business expenses. There are also fewer problems with VAT. Individuals cannot benefit from these advantages. For them, leasing, with its restrictions on vehicle use, is rather not recommended. As a business vehicle, the maintenance contracts often included in company leasing are a real advantage. The vehicle is simply handed over for inspection or repair. Professional mobility is retained with a replacement vehicle. Like the inspection work, this service is usually included in a lump sum in the leasing contract.

If you would later like to buy the vehicle for private use, you can do so at the residual value at the end of the leasing contract. Thanks to the lease payments made, the credit for the car is then significantly lower.

Official loan for car purchase – It’s so easy to get a loan!

A civil servant loan is characterized by very long terms, low monthly installments and the simultaneous taking out of life insurance. It is only open to civil servants or long-term members of the public service and can be used freely.

A very significant difference to a conventional loan is the fact that the civil servant loan does not have to be repaid during, but only at the end of the term. For this purpose, the contributions to capital life insurance accumulated over the years are used, which are payable monthly.

Official loan for buying a car

Official loan for buying a car

Just like any other installment or consumer loan, the civil service loan is paid out in one amount immediately after approval. If the customer wishes, this civil servant loan could be used to buy the car. It does not matter whether the loan is to be used to finance a new or a used car.

A civil servant loan would have the great advantage that the customer can act as a cash payer in his car dealership. This enables him to secure valuable discounts on the purchase price of the car. Since most civil servants have impeccable credit ratings and a lifelong income, there will generally be no problems with the approval of the civil servant loan.

Compare loan offers

Compare loan offers

Even if the conditions for a civil servant loan are very good, it can be worthwhile not to access the first offer, but to use a comparison calculator on the Internet before making a decision. Such a comparison calculator is easy to use and only requires you to enter the desired loan amount, the preferred term and the monthly loan rate. Once a suitable civil servant loan has been found, it can in most cases be easily applied for online.

A civil servant loan is not only offered by the large German banks, savings banks or Volksbanks, but also by various insurance companies. As soon as the loan application has been received, the lender carries out a detailed credit check. Those who can demonstrate excellent creditworthiness often even benefit from particularly favorable interest rates for civil servant loans. If the loan application is approved, the entire loan amount will be paid out within a few hours.